Stan Crader

Author & Lecturer on Writing About Rural America


Regulation, Taxes, and Fees.

Regulations, Taxes, and Fees.

Regulations are necessary in order to provide appropriate balance and protection.

Most homes have water pressure valves that regulate the water pressure coming into the home providing enough pressure to run appliances but not so much as to damage the appliances or burst pipe fittings and joints. Too much regulation and appliances don’t work properly, too little regulation and the plumbing fails and nothing works. There’s a balance.

Work place regulations are subject to the same principle. Regulations are necessary in order to assure a safe working environment. The difference with the work place is the… Continue reading

A Time For Choosing

The following is the transcript of Ronald Reagan’s 1964 Goldwater speech; it’s timeless.

A TIME FOR CHOOSING (The Speech – October 27, 1964)

Thank you. Thank you very much. Thank you and good evening. The sponsor has been identified, but unlike most television programs, the performer hasn’t been provided with a script. As a matter of fact, I have been permitted to choose my own words and discuss my own ideas regarding the choice that we face in the next few weeks.

I have spent most of my life as a Democrat. I recently have seen fit to follow another… Continue reading

Taxes, Inversion, Avarice, Degree, JFK

The United States government is totally dependent on fees and tax revenue. Taxes and fees are made possible by income. Income is made possible by profit. Profit is derived through capitalism. The primary goal of a capitalist is maximizing profit. In an effort to maximize profit, their job, capitalist charge the highest price possible. The maximum price is usually determined by competitive pressure or government regulation.

Highly successful capitalist are occasionally accused of avarice. Consumer choice is the deciding factor of the existence of avarice. If the consumer has a choice in the market then the supplier is honestly facing… Continue reading

The Debt Threat & Solution

I’ve been boiling maple sap all night. My mind works overtime while tending vats of boiling sap, which is akin to boiling water. One has plenty of time to think while watching water boil for twenty-four hours straight.

The second biggest threat to America is the inability of our government to curb spending. Too often, conversations about deficit spending invariably end up in a blame game. Each President and Congress blames the previous. This isn’t new and it’s unproductive. What is new is the nearness of the proverbial precipice about which America is precariously close. Now there’s a string… Continue reading

Deficit to Surplus

Don’t you hate it when someone brags about having read an entire book the night before? How could anyone read an entire book in one night, you wonder, or at least I do. Books are to be enjoyed, not gobbled up like last year’s Halloween candy. Fast reading is not a sign of intelligence, or so I say.

Well, here goes. “I read the book From Deficit to Surplus last night. And I had lunch with the author today. “Wow,” you say, or at least I hope you did. More than likely you’re gagging, or worse yet, have exited from… Continue reading


Name a problem and the root cause can too often be found in apathy. The problem with education isn’t the teachers or the curriculum; it’s the lack of parent involvement at home, at school, and at the ballot box. The problem with healthcare isn’t that we need more money for treatment; it’s society’s apathetic view on health. Want to cure diabetes? Stop filling up the 44oz cup after filling up the car. Eat vegetables and fruit instead of calling out for Pizza.  Want to stop the government from continuing the deficit spending? Support those congressmen who will stop government… Continue reading

History of Social Security

Social Security cards used to say “not to be used for identification.” Mine does.

When introduced by President Roosevelt, the program was said to be voluntary.

Participants paid only 1% of the first $1400 of their annual income.

Payments to social security were tax deductible.

The social security trust fund was said to be used only for social security payments.

Payments made from social security to retirees would not be taxable.

Social Security is now a 7.65% mandatory tax on the first $90,000 of income, which means it’s a tax on 100% of most people’s income. It’s no longer tax… Continue reading

28 Day Month

I need your help in starting a movement. The movement is the thirteen month year. Like the metric system, it makes total sense, but like the metric system, will not likely be adopted in America.

Imagine every month with twenty days in which Sundays always fall on the 1st, 8th, 15th, and 22nd. And every day of the week would likewise fall on the same numbers each month. So, when someone says the 2nd Tuesday of such and such month, you’d know the date, which in this example would be the… Continue reading


Calvin Coolidge was president from 1923 until 1929. He left office with a smaller budget than when he began. His secret was a budget. He met with his budget committee almost weekly during his entire term. During that budget cutting era America enjoyed jobs growth and economic expansion. Coolidge was known as the ‘No’ president. Sometimes ‘no’ is the right answer. Parents say no to their children, congress should say no to constituents.

Coolidge also recognized a phenomenon that would later be illustrated in the Laffer Curve, a representation of the elasticity of tax rates. Coolidge said, “Experience does not… Continue reading

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