Stan Crader

Author & Lecturer on Writing About Rural America

social security

Deficit to Surplus

Don’t you hate it when someone brags about having read an entire book the night before? How could anyone read an entire book in one night, you wonder, or at least I do. Books are to be enjoyed, not gobbled up like last year’s Halloween candy. Fast reading is not a sign of intelligence, or so I say.

Well, here goes. “I read the book From Deficit to Surplus last night. And I had lunch with the author today. “Wow,” you say, or at least I hope you did. More than likely you’re gagging, or worse yet, have exited from… Continue reading


Name a problem and the root cause can too often be found in apathy. The problem with education isn’t the teachers or the curriculum; it’s the lack of parent involvement at home, at school, and at the ballot box. The problem with healthcare isn’t that we need more money for treatment; it’s society’s apathetic view on health. Want to cure diabetes? Stop filling up the 44oz cup after filling up the car. Eat vegetables and fruit instead of calling out for Pizza.  Want to stop the government from continuing the deficit spending? Support those congressmen who will stop government… Continue reading

History of Social Security

Social Security cards used to say “not to be used for identification.” Mine does.

When introduced by President Roosevelt, the program was said to be voluntary.

Participants paid only 1% of the first $1400 of their annual income.

Payments to social security were tax deductible.

The social security trust fund was said to be used only for social security payments.

Payments made from social security to retirees would not be taxable.

Social Security is now a 7.65% mandatory tax on the first $90,000 of income, which means it’s a tax on 100% of most people’s income. It’s no longer tax… Continue reading

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